AnalysisAI AgentsOctober 18, 2026

Apify's Jan Curn: agent payment standards exist but volume is near zero

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x402, AP2, ACP, MPP, TAP and UCP all exist as agent payment standards from major fintech and payments companies, yet real transaction volume is close to zero. Curn walks the need-setup-discovery-purchase funnel to show where it breaks and why API keys still win.

People · Jan Curn

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