AnalysisAI AgentsOctober 20, 2026

Coinbase's Lincoln Murr on agentic finance and the x402 standard

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Coinbase's head of AI product traces the path from AgentKit, an early experiment giving an AI a wallet, to x402, an open standard built on the long-unused HTTP 402 "payment required" code. He frames the split between agents that pay with money and agents that grow it.

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